Washington Car Insurance

Washington is home to many things and with a wealth of history behind it, it’s hard to say no to an adventure. Why wouldn’t you want to go in and embrace the country’s history? Adventuring out looking at the landmarks and taking it all. But one thing’s for sure the car insurance there is something you shouldn’t be thinking of. We’re here to tell you everything you need to know about Washington car insurance at how you can save on your premium each month.

Requiring Coverages

 Washington State requires you to have car insurance to legally drive. The minimum requirements are as follows.

  • $25,000 in bodily injury coverage per person
  • $50,000 of bodily injury coverage per accident
  • $10,000 of property damage car accident

Optional Coverages

Optional coverages are available to you as a Washington driver. Most times we highly recommend for new drivers or even experienced drivers to choose higher coverage limits on their policy to ensure optimal protection. So here are a few things you should consider as optional coverages to add on to your policy.

  • Comprehensive insurance
  • Collision  insurance
  • Personal injury protection
  • Underinsured and uninsured motorist coverage
  • Roadside assistance
  • Gap insurance
  • And more

Is Washington a no-fault state?

¬†Interior Washington is not a no-fault state, but their way of doing things is a little different. It’s actually considered a comparative fault state. Essentially when compensation comes into play it determines what percentage of people were actually at fault in the accident and then compensation is distributed accordingly.

Average cost of insurance in Washington

Washington is a place where a lot of people decide to go to visit. The reason for this is because of the significant history, and as a driver living in Washington and having such high tourist attractions you might be afraid of car insurance. Well, for your lock Washington has some of the most cheapest Insurance across the states at 18% less than the average you’re paying about $1,100 each year.