There’s a lot going on in the state of Pennsylvania, a lot of sports rivalries going on for example if you’re on the Eastside be prepared to be wearing red, whereas if you’re on the west side where yellow. You know it’s just a thing, they like it there sports. From the lovely fresh seafood farmers, the loving the groundhog that comes up every year. There’s so much going on and honestly to enjoy the bounties of what Pennsylvania has an offer you’ll need to drive around and check them out. Before you get behind the wheel you need to have car insurance, I let it tell you this Pennsylvania has incredibly strict car insurance. I mean, if you’re caught driving without insurance, you can be heavily fined lose your license or even have your car taken away from you. That just starts of it.
So let me tell you everything you need to know about car insurance in the state of Pennsylvania and what you need to do to protect yourself.
They’re quite a bit of insurance coverages you need to carry as a minimum when driving in Pennsylvania. But hey, if you don’t think it’s enough you can always opt for more.
Depending on the insurance company you go with, the insurance coverages can vary, but here is a standard list across the board that we find to be very beneficial to anyone.
Pennsylvania is a weird one you have the choice to either purchase no fault or fault insurance. So depending on how you structure your insurance premium, you can either be a no-fault driver or a fault driver.
Fault insurance means a year at insurance company will cover damages if you’re deemed at fault in an accident.
Whereas no fault of driving means your insurance company would cover your medical expenses, for example, personal injury protection will cover you for lost wages.
Being able to choose a type of insurance you’d like I can put you in a position where your insurance might actually be higher than you want. Although across a national average Pennsylvania is marginally more expensive. You looking at less than 1%. On average drivers in Pennsylvania pay about $1,400 yearly on insurance.