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Liberty Mutual Car Insurance – What You Need to Know

Having been in the insurance industry for more than 100 years, Liberty Mutual Car Insurance is a master of the business. It is one of the biggest insurance companies in the United States. The Fortune 500 Company provides an array of insurance products, which include homeowners, group disability, commercial auto, workers’ compensation, and many others. No wonder, the company owns well over $100 billion in assets. The company’s headquarters is located in Boston, Massachusetts, though they also have a strong footprint abroad with over 900 offices outside the United States. The company is well known for its most sought after auto insurance products.

Auto Insurance Policies

Liberty Mutual auto insurance is one of the most up to date and leading insurance policies to date. Having some of the most affordable policies, with their experience in the auto insurance space you can be sure that you are in good hands. Here are some of the insurance policies available to you through Liberty Mutual.

The basic 12-month auto policy at Liberty Mutual Car Insurance comes with the following:

In addition to their already on-demand auto insurance policy, Liberty Mutual Auto Insurance offers a unique Teachers’ Auto Insurance that is provided to teachers at no extra cost. It features:

Collision Coverage:

With no deductible in the event that the car is wrecked in an accident if the car was being driven for school business.

Personal Property Coverage

With a reimbursement of up to $2,500 worth of school material damaged or stolen from the vehicle.

Vandalism Loss Protection

With no deductible if the vehicle is vandalized within the school’s premises or during school events.

Liberty Mutual Auto Insurance Discounts

Offering some of the best auto insurance policies available to you today, Liberty Mutual Car Insurance also provides customers with incredible benefits to their auto insurance policies that give them a break if the unfortunate happens. These benefits are so good, it’s hard to turn them away!

  • Accident Forgiveness
    • Once you insure your car with Liberty Mutual, they forgive your first accident. This means that your insurance premium will not increase after your first accident.
  • Better Car Replacement
    • This is an optional coverage that most customers choose, where the company replaces your car with a newer one (one year newer) as long as the one that is being replaced does not have more than 15,000 miles.
  • New Car Replacement
    • Any car that is totaled within the first year of ownership is compensated in the replacement value of a new car. In addition, the policy deductible remains.
  • Mechanical Parts Replacement
    • Liberty Mutual covers the mechanical parts of your car in the event of an accident, and they will have your car repaired at a Liberty Mutual-approved repair shop.
  • Unlimited Rental Coverage
    • Liberty Mutual offers unlimited rental coverage when you get your car repaired at any of the repair centers approved by the company.
  • Roadside Assistance
    • Available alongside towing and labor coverage 24 hours a day. As long as your car is towed to the nearest Liberty Mutual-approved repair facility, the company covers every bit of the towing cost.

Liberty Mutual Car Insurance Discounts

Having an auto insurance policy with Liberty Mutual is already cost effective when comparing the price and benefits you get to other insurance providers out there. Although, an added benefit to this is their available discounts. These discounts are there to reward drivers and also give them a break on their monthly insurance premium going forward.

  • Bundle and Save
    • Liberty Mutual encourages their clients to combine their auto and home policies and save money on the premiums. They call it the multi-policy discount. Don’t confuse this with the multi-car discount, which also gives you a chance to save some money when you list multiple cars on one policy.
  • Right Track Discount
    • The company rewards good drivers by offering them an opportunity to save up to 30% on an individual policy. They also reward car owners who install safety features in their vehicles. This means you could get a discount if your car has adaptive headlights, electronic stability control, anti-theft, and anti-lock brakes among other safety features.
  • Online Purchase Discount/Preferred Payment Methods Discount
    • By purchasing a policy online, Liberty Mutual gives you an opportunity to save some money, as opposed to going directly to any of their offices.
  • New Move Discount
    • When you move to a new address, notify Liberty Mutual and they will reward you just because you chose to update your policy
  • Alternative Energy Discount
    • If you own a hybrid car, insuring it with Liberty Mutual will definitely earn you a discount to reward you for choosing to go easy on the environment.

Summary

Unlike many other auto insurers, Liberty Mutual is highly rated for its claims service. The car insurance premiums are affordable, and the discounts are just awesome. The company’s financial ratings place it as a sensible investor who is going to be in the business for years to come. Signup with Liberty Mutual Car Insurance and take advantage of their amazing auto insurance policies as well as their discounts that can be applied to your insurance premiums so you can save more and have the amazing benefits they offer. Being second to none, Liberty Mutual Car Insurance gives you that peace of mind that you can’t give up. Sign up with them today.