Like with most States, for a person to be eligible to drive their car in Kansas you are required to have a minimum level of car insurance. They have a more in-depth approach towards minimum insurance requirements and here’s what it looks like.
- Liability insurance is there to help pay for any damages you’ve done to another vehicle in the instance of an accident.
- $25,000 in bodily injury coverage per person
- $50,000 in bodily injury coverage per accident
- $10,000 in property damage liability coverage per accident
- personal injury protection
- This is the insurance coverage that pays for medical expenses lost wages you name it. This is there to make sure that if the incentive an accident your covered as well as your passengers regardless if you’re at fault or not. Here’s what you’re looking for in a personal injury protection coverage.
- $4,500 of medical coverage per person
- $900 per month somebody loses their job to supplement their income (one year)
- $2,000 and funeral expenses per person
- $4,500 in Rehabilitation costs per person
- $25 a day for at-home services (one year)
- Underinsured and uninsured motorist coverage
- This is the insurance policy that will be used to pay out for any medical expenses you or any passengers incur on the basis that the other driver who you’ve been in an accident with does not have any coverage or not enough coverage.
- $25,000 per person
- $50,000 per accident
Keep in mind these are just minimum requirements for insurance for you to legally drive in the state of Kansas. There are a ton of other options available for you to consider when stretching your insurance coverage and we highly recommend connecting with a local agent here where they can help you out with your insurance policy.