Get Your Arizona Car Insurance Today

Arizona is relatively hot there are over a hundred and thirty miles of road just waiting for you to enjoy your sports car. Can you imagine? Performance tires on a high-performance vehicle enjoying sticky roads, every car enthusiast dream. Hey but if you’re not into that, just driving regularly each day from home to work is just as effective. We offer you some of the most competitive rates on the market by comparing hundreds of car insurance companies to get you the best quote. So you don’t have to worry about overpaying for anything, so make sure that you have the adequate car insurance coverage is before you get behind the wheel on the road.

Requirements

Most states in the US, you are required to have auto insurance coverage. And Arizona is no slot to that. Here’s what you need to know about the minimum car insurance coverage that are required by law in Arizona.

  • Bodily injury for $15,000 per person
  • Bodily injury of $30,000 per accident
  •  property damage of $10,000 per accident

The required coverages you need in the state of Arizona to legally be able to drive. Now, do we recommend you have all these? Yes, but do we recommend that you take more, yes. It’s always better to be safe than sorry so make sure that you opt for the appropriate nothing out-of-pocket in a series of unfortunate events. 

 In Arizona you often see that the insurance policy is written 15 / 30 / 10, basically, this just reflects the minimal coverage as required.

Optional Coverages

Now, of course, you’ve seen what’s required, now let’s see what’s optional. Make sure to use your reasoning I see which one of these optional coverages you choose to ensure that you have that extra protection when needed.

  • Comprehensive insurance
  • Collision
  • Towing
  • rental car
  • gap insurance
  • uninsured motorist coverage
  • underinsured motorist coverage

Please note that some of these extra insurance coverages require collision and comprehensive insurance before they can be added on. Make sure you consult your insurance agent for more details. 

Factors Affecting My Insurance

 Factors that affect your insurance premium in the state of Arizona standard industry. 

  • The type of vehicle you drive including make, model, year
  • previous driving records
  • your age and how long you been driving
  •  Location

 These are just a few I’ll just talk is that affect your insurance premium in Arizona. If you want to find out everything behind your insurance premium and get down to the details to make sure that you save as much as you can on your insurance premium each month definitely click here to find out more.

Recommendations

Finding cheap auto insurance isn’t easy, and in the state of Arizona, it isn’t any different. We recommend that you searched around and compare insurance premiums amongst all the competitors to get the best rate. If you’re having difficulty doing so let us do the work for you call your local insurance company by clicking here they can help you get the best quote.

Arizona Car Insurance Laws

Driving without car insurance in the Arizona can be a serious thing. 

For instance, if you get caught by a law personnel driving without car insurance you can lose your license for about a year. Furthermore, you would need to pay $1000 fine and also file an SR-22. This would require you carry minimal car insurance of the following limits:

  • $15,000 of bodily injury coverage per person 
  • $30,000 of bodily injury coverage per accident
  • $10,000 of property damage coverage